In order to receive your loan you must agree to the Borrower Platform Agreement,  Privacy Policy,  Electronic Communications Policy and Credit Report and Information Verification Consent, and a Sandia Area Promissory Note & Membership Agreement Form. You should read all of these agreements and policies carefully as they include important information relating to your loan from Sandia Area. 

In order to accept your loan, you must review and sign the Truth in Lending Disclosure and Sandia Area Promissory Note and Membership Form(s).  Additionally, you should review the website Terms of Use prior to use of the site.